Water Remediation Specialists near Mahoning County
This past summer has been one of unprecedented rain fall. It feels as if, here in North East Ohio, the days of a relaxing, steady, “water the lawn” type of rain, is a thing of the past. The spring and summer of 2019 provided us with record rain fall that seemed to be accompanied by high winds, torrential rains and flooding that are traditionally more typical for areas subject to hurricanes and tropical storms.
So, what does that mean for the surrounding areas and communities?
For us here at SERVPRO, it meant being extremely busy.
As for residents, it has meant many homeowners, including myself, waking up to flooded basements, trudging through nasty, smelly water and inventorying all the items lost due to unexpected water intrusion. Water damage to your property is truly, a horrible experience! As in any horrible experience, there are things that we can learn and in doing so, become better prepared.
One common, reoccurring theme that we at SERVPRO heard, was that numerous homeowners, had lived in their homes for thirty plus years and had never had any water intrusion in their homes. The problem with never experiencing the disaster, is that we are lulled into a false sense of security. The very common “It won’t happen to me” mentality. This is a dangerous and costly mind set to have and the point of this blog.
A large amount of our customers were, unfortunately, faced with the knowledge that they did not have the type of insurance coverage they needed, or the coverage they did have, was not adequate to fully cover the water damages their property incurred.
Having said that, SERVPRO would like to share some tips and strategies learned both personally and professionally in result of loss from water and sewage intrusion.
- Check your property insurance coverage. Do you have coverage for a water loss? “Back up” coverage and “Sump Pump failure” are two of the most common types of coverage. Check with your agent and make certain that one or both (depending on your situation) are included on your policy.
- Conduct a personal inventory of your basement. What kind of basement do you have, finished or unfinished? If your basement is finished, and you have a limit of $5000.00, YOU DO NOT HAVE ENOUGH COVERAGE! Many times, especially in a sewage loss, all building materials and contents must be disposed of. This means carpets, baseboards, drywall, paneling, laminate flooring, furniture, electronics, etc., are all disposed of if exposed to black water. In the event of water damage: SERVPRO would arrive at your home, remove previously mentioned items, clean, sanitize and dry the structure. But now, all those items need replaced and depending on the severity of the loss (there usually is not enough left to do so). Again, inventory!! The more you have in your basement, the more coverage you need. Let’s say you have rainwater, not sewage, and it’s a foot deep. The furnace, washer, dryer, hot water heater, can all be destroyed. The expense of replacing these items alone, will surpass $5000. So, even if your basement is unfinished, the costs of a water loss can add up quickly!
To re-cap, call your insurance agent, make an appointment and prior to visiting his or her office, do an inventory of items in your home. Ask questions, regarding your coverage, the amount of said coverage and how it compares to what you would need to replace in the event you suffer a loss.
Most importantly, remember, if the time comes you do have a water, fire, mold or even a Hazmat loss, call SERVPRO, so we can make it “Like it never even happened.”